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  • The Fund

    • Introduction
      • Number of Members
      • Age of Members
      • Expences
      • Contributions and Withdrawals
    • Mission
      • Vision
      • Strategic Plan
      • Guiding Principles
      • Philosophy
      • Core of Values
      • History
    • Procedures
      • Collection of Contributions
      • Follow up contributions
      • Register of Hotels
      • Collecting Rent
      • Withdrawals of contributions
      • Calculation of Real Estate Evaluation
    • Clarifications
    • Conflict of Interest Policy
    • Corporate Governance
    • Dictionary
  • Services

    • Loans
      • Life insuarance on member loans
    • Withdrawn
    • Transfers
  • Portfolio

    • Allocation
    • Investment Returns
    • Capital
    • Annual Financial Accounts
    • Statement of Investment Principles
  • Rules & Regulations

    • The Provident Fund Law & Regulations
    • Articles of Association
    • The Processing of Personal Data Law Manage
    • The Deposit Protection
  • Organization

    • Management Committee
      • Board Members
      • Responsibilities and Obligations
      • Term of the Committee
      • Meetings
      • General Meetings
    • Committees
      • Secretariat
      • Real Estate
      • Economy
    • Managerial Staff
      • General Manager
      • Chief Financial Officer
    • Departments and Personnel
      • Contributions and Withdrawals
      • Loans and Accounting Support
      • Duties of Officer
    • External Consultants
      • Legal Advisors
      • Auditors
      • Internal Auditors
      • Investment Consultant
    • Career Opportunities
  • Press
    • Announcements
    • Awards and Distinction
    • Video
  • Contact Us

    • Working Hours
    • Telephones and Address
    • Ask the Provident Fund
  • Ελληνικά
  • English

04 May Report and financial statements 31 December 2016

Posted at 14:22h in News by hepfadmin25

Read the Report and financial statements of 31 December 2016.

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The Fund

To be proud of our service by providing confidence for the future.
The Hotel Employees Provident Fund constitutes one of the largest pension organizations operating in Cyprus in respect of the number of its members and also the greatest Fund of the private sector based on its portfolio value.
The contributions of the Members are credited to the Account A of the Fund while the contributions of the employer are credited to the Account B.

Read more…

Investment Policy

The Declaration of Investment Policy Principles is the most important document of the Management Committee of any Provident Fund. The Management committee of the Hotel Employees Provident Fund approved and adopted the Declaration of Investment Policy Principles during its meeting which was held on 14th November 2011.

The Declaration of Investment Policy Principles (pdf file)

Privacy Policy

This Privacy Notice sets out how Hotel Employees Provident Fund (the “Fund”) processes data, on individuals (including personal data in respect of individuals who aremembers, or other third parties that the Fund interacts with, or any individual who is connected to those parties) or otherwise. Where the data held are on individuals, thisdocument also sets out the rights of those individuals in respect of that personal data.

Privacy Policy (pdf file)

Applications

APPLICATION NEW MEMBER REGISTRATION

LOAN APPLICATION ONLY ONLINE

CONTRIBUTIONS WITHDRAWALS FORM 

© 2025 , Hotel Employees Provident Fund
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